October 18, 2008
How can I get Dental Insurance outside of my work?
kenhebe20 asked:
I have a small chip in one of my teeth that needs to be filled, but I do not have dental insurance. Is there anyway that I can sign up for just dental insurance, get my tooth fixed and then cancel the policy.
I have a small chip in one of my teeth that needs to be filled, but I do not have dental insurance. Is there anyway that I can sign up for just dental insurance, get my tooth fixed and then cancel the policy.
Filed under Dental by admin


Comments on How can I get Dental Insurance outside of my work? »
it’s pre-existing, even if you buy health insurance with dental it WILL NOT likely cover it
insurance is designed that way so people don’t try to take advantage of it, you took a risk and lost, you have to now pay out of pocket, that’s how things work
only work policies allow for pre-existing conditions
If you get insurance the premium would be hefty, and then you would still have to pay 20% of the fee, that is if it is just a filling. Depending on how much of the tooth is broken off, then you might end up with a crown and crowns may have a waiting period, and if they do pay for it the co pay would still be 50%. Instead of doing that you could just use a discount plan, the one at you could get dental for only $14.95 and save $ on the treatment, and save 20-80% .
Hey, I know a dental plan that is on;y14.96 a month for a single person. You dont have to stay on the plan for any amount of time, It does reqoire a 20 dollar aplication fee and the 14.95 to get started so I domt know It may not cost much money to get your tooth fixed,Check out the web site under dentist and find a provider in your area, and then the fee schedule to see the savings you would get,
You can enroll your self omline or call the represenative.
Best of luck
Amber
There is a site at that will take your quote request and match you with dozens of available dental plans and discount plans.
When I was looking through their site I noticed that they include pretty much all the main individual dental plans that was available in my area. Most likely the same will be true for you. The big thing you need to pay attention to is what type of proposal that you are receiving. There are two main types as I mentioned above 1) Actual dental plans and 2) Discount plans. You will notice that the discount plans will be a lot cheaper but naturally you aren’t getting no where near the same benefits.